Most EU banks reject 60% of non-resident applications outright — and the ones that say yes can take six weeks. We pre-package your KYC, introduce you to a bank that actually opens for non-residents, and follow through until your IBAN is live.
Post-2020 KYC tightening means a US founder with no EU footprint walks into a brick wall when they try to open a euro account. We've spent two years building the relationships and the pre-pack that gets you through.
Commercial banks where we have an account-opening lane, plus modern EMI alternatives.
Six things ship with every Bank Account Setup engagement. If we can't open you an account inside 60 days, we refund the fee in full.
Founder bios, source-of-funds memo, business model summary, certified company docs — assembled and translated where needed.
Warm introduction to a banker we've already worked with — not a generic application form. They know you're coming.
We draft the application with you, anticipating the bank's likely follow-up questions and pre-answering them in the cover letter.
We handle every back-and-forth with the bank's compliance team — additional docs, source-of-wealth queries, EDD escalations.
You receive the live IBAN, BIC, and online banking credentials in writing. Account ready to receive and send the same day.
If we can't open you an account at any of our network banks inside 60 days, we refund the $1,200 fee in full — no questions asked.
Most accounts open in 2–4 weeks. Commercial banks (AIB, ABN, Deutsche Bank) take longer than EMIs (Wise, Revolut, Qonto) — we'll recommend the right path on the kickoff call.
30-min call. We confirm the bank fit, collect docs, and start assembling your pre-pack.
Founder bios, source-of-funds memo, certified company docs, and cover letter delivered for your review.
Direct intro made; application submitted with the pre-pack. We handle compliance follow-ups in real time.
IBAN, BIC, and online banking credentials delivered in writing. Account live, ready to send and receive.
Same flat fee across our entire network — commercial banks, EMIs, every jurisdiction. No bank-side fees included; we'll tell you those up-front during the kickoff call so you're not surprised.
Questions we get on almost every Bank Account Setup conversation. Anything else, ask in the demo notes.
Yes. Banks open accounts in the company's name, so you need an incorporated EU entity (or UK Ltd) with company docs, registered address, and a tax ID. If you're not there yet, start with our Company Formation service — we'll bundle the bank intro on the back end.
Most early-stage founders pick an EMI (Wise, Revolut, Qonto, N26). They open in 5–14 days, give you full €/£/$ rails, and integrate with every accounting tool. Commercial banks (AIB, ABN, Deutsche, BNP) take 4–8 weeks but are needed for larger transaction volumes, payroll runs, and lender relationships.
~94% of our customers get an account opened at one of our network banks. The 6% that don't are usually flagged for sanctions/PEP issues we couldn't pre-clear. That's why we offer the 60-day refund guarantee.
Yes — most companies pick one EMI for daily ops and one commercial bank for credibility / payroll. Add-on accounts are $400 each (vs $1,200 for the first), since the KYC pre-pack is reusable.
No — we charge our $1,200 once. The bank's own fees (account opening, monthly service, transaction fees) are separate and billed by the bank. We tell you those up-front during kickoff.
We're upfront about it. Crypto, online gambling, adult content, and unregulated lending are very hard to open for in the EU; we maintain a small list of risk-tolerant EMIs but the success rate drops to ~50% and the 60-day guarantee doesn't apply. Talk to us before signing.
EMIs: 5–10 business days end-to-end if your KYC is clean. Commercial banks: 4–6 weeks. Either way, we give you a written timeline commitment in the contract.
Join the waitlist and we'll onboard you ahead of launch — with locked-in early-access pricing ($1,200 flat), priority placement at one of our network banks, and the same 60-day open-or-refund guarantee.
We'll only email you when Bank Account Setup goes live. No drip campaigns.